Put your balances into words. See what is recorded, what is available and what changed. You can fill the gaps at your own pace.
Synthetic example — 2026-08-31 → 2026-09-30
Sample balances and statements use the same household record. Amounts in CNY.
Period 2026-09-30
Closed record
Reconciliation checks the arithmetic, not the accuracy of every entry.
Net worth increased by ¥64K this period. Income less spending and interest: +¥14.1K; Investment market change: +¥49.9K.
Some sample balances are carried from earlier records; living expenses are derived. A balanced identity does not guarantee complete or accurate entries.
The figures and explanations use the same facts. Missing and uncertain information stays visible.
Income minus living expenses and interest, plus investment market change, property valuation change, currency change, and unexplained change — seven terms sum to the change in net worth. Principal repayment moves money within your balance sheet; it is not another gain.
Balance sheet, cash flow and income statements use Chinese account form or American report form. The first record is a point-in-time overview; a second record enables a period comparison.
Available net worth uses immediate and short-term assets, less repayments. It is not a bank balance or a promise that all funds can be spent immediately.
A report rendered from the synthetic example — not your household data.
Open the full sample reportUse a client with remote HTTP MCP, OAuth and dynamic client registration. Check that your account has a custom connector entry.
Give balances in the order you remember them, or import a sheet. Web pages let you review the record; balances are updated through the conversation.
The first record shows assets on one date. With another record, compare the period and check the sources before sharing.
Connection and first record steps
https://finpeep.com/mcpDecide who joins, check what a report includes and understand where copies go.
Members see the households they join, with the permissions of their role. Household access is checked when reading and changing records.
Household reports and web sharing exclude private accounts by default. A report explicitly requested with private accounts can contain them; check its scope before sending it.
Revoking a share link stops future access through that link. It cannot remove copies someone has already downloaded or saved.
Numbers are computed from your entries. Report wording comes from system templates based on those figures; missing data and unexplained changes remain visible.
Current limits are shown below. Self-service subscriptions are not available yet.
Additional plan limits; not automatically enabled by signing up.
You can start with balances. The first record is a snapshot; comparing two dates creates period statements. Time needed depends on your accounts and the information you have.
The server computes figures from your entries. Report wording comes from system templates based on those figures. Reconciliation helps you check the record; it is not a guarantee of accuracy.
Household reports exclude private accounts by default. You can explicitly request a report that includes them. Check report scope and saved copies before sharing.
The Agent client receives the information you submit and the results it requests. Client and identity providers have their own policies. Review the data handling page and the providers you use.
History outside a plan’s report window remains stored and can be exported. Payments and refunds are not implemented as a self-service flow. Current deletion and retention boundaries are described on the data handling page.
You do not need a perfect list to begin. Keep track of what is known, then return to check and add the rest.